I Can’t Afford a Homebirth and Other Money Issues

February 11, 2020

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We're Maryn + Margo

We are mamas and birth workers who decided to do birth differently– and bring others along with us. We are kind, fun to work with, and great at (lovingly) calling people on their bullshit. With 12 children and 20 years of midwifery between us, we’ve learned a thing or two along the way, and Indie Birth is our space to share it all with you.


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Here it is…my thoughts and experiences around money and energy in the world of birth. Whether you are a birthing woman, a doula or midwife, I hope you will take what resonates with you and leave the rest. The way “out” of the current confusing conversation around birth/midwifery care happens when we have these conversations.

Take a listen to my internal dialogue about this topic!


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  1. Deserea Woolf says:

    I absolutely loved this podcast!
    Thank You for your insight on this topic as it couldn’t have been said any better. ❤️ Desi

  2. Angie says:

    Love your thoughts….What if u still can t match the dollar? I pick up a job and still don t have enough. 3hospital 2freestanding water births and #6my last Im doing everything in my power for this home birth route. I’ve learn so much w. Each kids. Many reasons on home birth for me was the fact they keep coming fast 3HR 2HR 1.5HR 45min 30min births and I have no idea how fast this next kid will come. My hospitals were a not a nightmare but were not good stories. All healthy babies. I was so empowered w. The water and relaxed. And no tearing. The babies weren’t stressed no cold ivs beeping noise. The list goes on. I’m fighting family doctors and friends all want me to go to the hospital but the Don t see/know the big picture and maybe never will. Its funny they’ll help me pay for the hospital but not a home birth can you believe it. My husband wont cut back on items and been buying more as I find ways to save. Ive been to pantry’s and thrift shops. He supports me only if I can find a way to pay for it. Which sucks! But I m thinking of signal mothers or teen mothers who get kicked out. How do they come up with the money? I m to a point I m going in all alone me and God cause ive spent just the 1st 3mo’s fighting insurance and finding docs its impossible. Yes theres tons of cpm but only CNM are covered and need a dotor and all have said no. And I called every one in Ks and Mo call doc doctors asked for referrals and did so much digging to only find ppl are changing policies no longer taking insurance after Dec. Im was a SAHM with no 401k no savings I can never save enough. So I got sent back to square 1. As soon as I was pregnant I applied for many jobs but only started working this past week at 19weeks and midwives are Not as giving as you say. I tryd to give my taxes this upcoming year. but they want it all by 32weeks paid in full. I have no more stuff to sell or give and ask church and family who want but Don t give or they think more things are important. I did over 30k work on my house b4 getting preggo w as not part of the planning not for some years and a bigger gap but I m happy kids are blessing I lost little angels too and know tons who have lost and am grateful for my blessings. But I Don t want to go in more dept pulling out a loan ill never get out of with interest. It kills me knowing I might have to go to the hospital just because I can afford it and its still not free for me with insurance I still have to the hospital same if not more. And I get nothing that I want no water. No Rub. Lights off. Cold air off. not listen too. There scared to rub and get in there which is funny why r u a doctor? I just become a money object and wont never get same doc or nurse goes will go on vacation. Unessary cathers they yank and pull just god awfull stuff. Awful labor positions. And limited where I can move around. Paying for things not worth it but forced buy today’s standers. Im kinda praying god lets this baby come in a hurry just so I can say I was on my way but it was to late. That really did almost happen w. My last. I rather just be prep at home and ready. And bring a new meaning of joy into the home and heart.

  3. Melissa says:

    “People pay more for a car than their birth”
    Omg! I literally know a couple in which the husband is saying that’s why they can’t afford a homebirth …the monthly car payment! I get it of course but I also wish people could be introspective enough to realize where they are subconsciously putting their priorities. Its like the whole women-pay-more-for-their-weddings-than-the-birth-of-their-baby issue….our cultural priorities are totally wack.

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Meet the duo behind Indie Birth

We are mamas and midwives who decided to do birth differently– and bring others along with us. We are radical, fun to work with, and great at (lovingly) calling people on their bullshit to help move us all towards a new more beautiful world. With 12 children and over two decades of midwifery between us, we’ve learned a thing or two along the way, and Indie Birth is our space to share it all with you.

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